AtData

We Built Risk Models for Transactions, Not for People

Looking at more leaves doesn't always make the tree easier to understand. Identity helps connect transactions, interactions, and history into a clearer picture of your customer.

Case Study - dLocal

dLocal Strengthens Fraud Defense to Reduce Chargebacks with AtData

Combining identity intelligence, advanced risk detection, and merchant-specific fraud strategies, dLocal strengthens its defenses against evolving payment threats.

Financial Services Has a Customer Intelligence Problem Disguised as a Fraud Problem

Financial institutions often treat identity as a fraud problem, but the bigger challenge is customer recognition. Better decisions come from understanding the person behind the interaction, not just the event.

Trust Decisions Can’t Wait Until Onboarding

Trust doesn't start at onboarding. The strongest identity decisions come from understanding the history, activity, and context behind an identity.

Nov 9  |  San Diego, CA

Meet AtData at the Fraud Leaders Summit

Turn email intelligence into a decisive advantage against fraud, synthetic identities, account takeover, and abuse.

Ask the Expert: Why Better Lending Decisions Start with Better Identity

In Experian’s Ask the Expert, AtData’s Brian Cardona explains why stronger identity intelligence leads to better lending decisions.

Why Every Financial Institution Is Becoming an Intelligence Company

Financial institutions are shifting from transaction processing to identity-driven intelligence, connecting signals and customer context to make better decisions.

Future Branches Report

Verifying Identity Beyond the Password

How banks and credit unions are rebuilding identity verification at onboarding.

Marketing After AI: The Department of Suspicion

As AI scales content creation, marketers face a new challenge: earning trust in an audience trained to question.

The Biggest Blind Spot in Risk Models Isn’t Missing Data. It’s Missing Time.

Risk models don't fail from missing data alone. They fail when yesterday's truth no longer reflects today's reality.

The Algorithm Is Sorry. It Didn’t Mean to Steal Your Identity.

More than half of internet activity now comes from automated sources. As AI-generated interactions multiply, trust depends on more than looking human.

The Most Dangerous Number in Banking Isn’t Fraud Losses

Banks obsess over fraud losses, but the bigger cost is the uncertainty that slows decisions, frustrates customers, and limits growth.